Thinking on fintech, operations, pricing, market entry, and leadership.
The default EU fintech playbook (Lithuania for licensing, Ireland for tax, London for capital) is using stale inputs. The case for Spain as a base, and the company profiles where the math actually works.
A three-tier framework for B2B SaaS pricing discipline. Setup vs MRR economics, delegation thresholds, ramp pricing as a substitute for permanent discounts, and a 60-day implementation sequence.
What changes after 90 days is mandate. This is the playbook I would use to spend the time before that window closes.
Why the conflation between core banking and BaaS orchestration costs buyers months of runway and vendors millions in mispriced deals, and how to diagnose which one you actually need in five minutes.